Don’t worry we are here to make your money management easy in india, One stop solution to all your money related work, services availed by more than 100 Nri families.
Want to know what are the changes in rules for NRIs
In India governance body comes up with new rule every alternate month and it is important to follow that to avoid dormain account status. We guide our nri clients with such updeates from time to time.
Investments to audits at one place
Bringing transparency and clarity in investments
Peace of mind with regular updates
Experts with experience to guide you
Understand your financial goals, risk appetite, taxation, and current asset allocation
Conduct an in-depth review for your existing portfolio
Bringing your existing and future investments in sync with your requirements
Complete execution for minimal effort from your end
ensuring alignments of internal 9financial objectives) and external factors (compliances and market)
Understand your financial goals, risk appetite, taxation, and current asset allocation
Conduct an in-depth review for your existing portfolio
Bringing your existing and future investments in sync with your requirements
Complete execution for minimal effort from your end
Ensuring alignments of internal financial objectives) and external factors (compliances and market)
Understand your financial goals, risk appetite, taxation, and current asset allocation
Conduct an in-depth review for your existing portfolio
Bringing your existing and future investments in sync with your requirements
Complete execution for minimal effort from your end
Ensuring alignments of internal financial objectives) and external factors (compliances and market)
Understand your financial goals, risk appetite, taxation, and current asset allocation
Conduct an in-depth review for your existing portfolio
Bringing your existing and future investments in sync with your requirements
Complete execution for minimal effort from your end
Ensuring alignments of internal financial objectives) and external factors (compliances and market)
Options
How It Works
Best For
Pros
Cons
Lump-Sum Payout
Entire sum assured paid at once
Families with loans, immediate large expenses
Immediate full financial support
Risk of misuse or fast spending
Monthly Income Pay
Fixed monthly income for a defined period
Families needing steady income
Ensures regular cash flow
No large immediate amount
Lump-Sum + Monthly Income
Part paid upfront + part as monthly income
Balance of immediate needs + future expenses
Covers both urgent needs & long-term support
Slightly higher premium
Increasing Cover
Sum assured increases annually (e.g. 5%-10%)
Young buyers, inflation protection
Keeps pace with inflation
Premium may be higher initially
Return of Premium
All premiums refunded if policyholder survives
Buyers who want money back at maturity
No loss of money at end
Premiums much higher than pure term
“For educational purposes only – verify product details before investing.”
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Summary
NRIs can purchase insurance from India with global coverage for life insurance. We’ve also found that life insurance term plans are 70% cheaper than in many other countries. We offer term plans for life insurance at the best rate with the highest claim settlement ratio in India. Children’s plans are another good option from India, offering better returns than in most other countries and the possibility of repatriation of these funds. Additionally, we offer parental insurance cover and a waiver of premium rider.Â
Medical tourism is becoming more popular every day, and to help cover your hospitalization bills in India, we offer NRI medical insurance plans with special discounts. Property insurance is equally important in India to safeguard your property against perils like earthquakes, fires, or other natural calamities; our property insurance plans also provide benefits against theft.
Apply for any of the plans listed above without needing to travel to India from your home country, thanks to simple online procedures. For more information, visit our insurance page.
The Indian government welcomes NRI investments and offers numerous rebates for them. NRI/OCIs can invest in mutual funds, PMS, and AIFs of certain companies, and we can guide you and assist with these investments based on our thorough research and transparency. We can also help you invest in products like fixed deposits from companies for your investments in India. Please refer to the Growth page to learn more about these products.
It is important to generate a source of income from your home country for financial security, and we assist you in doing so with a variety of financial products. Pension plans and annuities are suitable options for NRIs as they provide protection against interest rate fluctuations and ensure a fixed income for the long term.
Income assurance is also possible through life insurers’ income plans, which are India’s highest-selling plans. With this plan, you’ll receive a fixed income for a set period, coming in every month. Many NRIs find this arrangement very useful for covering their expenses in India.
SWP plans are a tax-efficient way to generate income from India through mutual funds and select insurance products. Please refer to our other pages in this regard for more details.
Yes, NRIs can invest in india from abroad with easy online process which is approved by governing bodies. Insurances can be easily bought online, and for mutual funds, you need to get a few documents attested from the embassy.
Yes, investments made through an NRE account are fully repatriable. Investments from an NRO account are repatriable up to USD 1 million per financial year (after paying applicable taxes).
NRIs need to open an NRE (Non-Resident External) account or an NRO (Non-Resident Ordinary) account to invest. For repatriable investments, NRE accounts are preferred. For life insurance products these accounts are not mandatory, you can invest from your foreign accounts.
Yes, NRIs and even OCIs (Overseas Citizens of India) can buy life insurance policies from Indian insurers, subject to KYC and medical underwriting. There is a specific list of countries which are not allowed for life insurance policies in india.
Yes, NRIs can invest in Indian mutual funds on a repatriable or non-repatriable basis through NRE or NRO accounts.
PPF, Ncds, Agriculture land, and certain bonds are typically not allowed for nris for their investments.
Indian governance bodies are one of the best in the world with the stringent guidelines. Investment made into life insurance policies and annuities are more safe options as the majority of investments are routed to government securities. Mutual funs, pms and aifs are also the safe option as it is regulated by sebi and the custodian account is mandatory as per sebi guideline.
We can help you with the basic details required to be filled and towards KYC, post submitting this documents you can start investing online with complete transeperency. Please fill the details on the below form or contact us to initiate the first online meeting.
*Disclaimer: The above information is for educational purposes only. Please consult with us to understand product suitability before investing.
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